Van Insurance

Could you Save Money when you Compare Van Insurance Quotes?

  • Cheap Van Insurance Quotes

  • Flexible & Pay Monthly Schemes

  • Compare Several Specialist UK Brokers

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Taking the time to compare van insurance is one of the best ways to save money on a policy.

With all motoring costs going up, it’s never been more important to take the time to help bring those costs down. Working with specialist brokers dedicated to insuring vans, our quick and easy process will help you save money.

What is Van Insurance?

Van insurance is an insurance policy designed to insure your van against risks you may face as a van driver. Van insurance quotes will be tailored exactly to the cover that you need.

Much like car insurance, a minimum of third party cover is required to drive on the roads.

Depending on what you intend to use your van for will depend on what additional addons you may need. If you are a tradesman, then you will want tool cover. If though you intend to be a courier, then you’ll want to insure the goods you carry. You should visit our dedicated courier van insurance page if you are after this type of cover.

Compare Van Insurance Quotes

We know how difficult comparing policies can be. That’s why our trained team are here to help you find dedicated brokers who want to quote you.

Our service is free and impartial with no obligation to buy.

Van Insurance

What our Comparison Expert Says

‘Vans are the commercial transport backbone of the UK and are used for a wide range of  tasks. It is vitally important that your van is insured correctly but we get that you don’t want to pay more than you need to! We work with specialist van insurance brokers who will help you find a policy quickly and at the right price!’

- Michael Tribe

How our process works

We’ve worked hard to refine our process and keep it as quick, easy and simple as possible for our customers.

Complete Our Quick Quote Form

Provide us with a small amount of information on our quick and easy form. If you don’t want to fill out our form, simply give us a call instead and 1 of our agents will do it for you!

Specialist Brokers Are Compared

We look at your individual needs and find you brokers who can save you the most and offer you the best value for money.

You Receive Van Insurance Quotes

You’ll receive multiple quotes tailored specifically to your own insurance needs.

You Save Money

Once you have all the quotes you’d like, you pick the right policy for you at the best price.

What level of insurance for my van should I get?

Van insurance like car insurance is available as one of three main types. These are, fully comprehensive van insurance, third-party fire & theft and third party.

Comprehensive van insurance

Comprehensive van insurance offers the greatest level of protection in the event of a claim. A fully comprehensive policy covers everything that a third party fire and theft policy does but will also cover repairs or replacement of your van.

Third-party, fire and theft

Third-party fire and theft offers cover for the third party but also replacement cover for your van in the event of a fire or it is stolen. Should you have a crash though, your van repairs will not be paid for.

Third-party only

This is the bare minimum level of covered required to drive on UK roads. Third-party cover will only insure the third party. In the event your van is stolen, catches fire or involved in a crash, it will not be covered.

Additional addons you should consider for you insurance quote

Legal cover

Having legal cover will allow you to fight a claim arising from a member of the public. If you opt to not have legal cover, you will have to pay your own legal costs.

Breakdown cover

Van’s are generally used for commercial purposes. If your van breaks down, you won’t be able to use it in order to make money. Having a suitable breakdown cover will ensure you keep moving when problems start to strike.

Windscreen cover

Van drivers will typically do a lot of miles. This on its own puts your windscreen at increased risk from flying debris. Having windscreen cover will allow you to replace the windscreen in the event of damage.

Tool cover

Tool theft from vans is unfortunately big business for criminals. If you are a tradesman, then tool cover is a must. Many van insurance brokers will have money in your account the same day in the event of a tool claim.

Courtesy vans

If your van becomes unusable for a period of time. Whether that be through repairs or stolen, a courtesy van can be made available to you in order to keep you running and on the road.

How Much Does Van Insurance Cost?

The cost of your van insurance will differ greatly depending on what you need to insure and to what level.

If you insure your van for third party only with no additional cover then your premium will be considerably cheaper. If though you insure with comprehensive cover along with certain addons, then your policy will increase slightly.

Other factors that will effect your van insurance are things such as the type of van, the vans value, the estimated mileage, your driving history and where it is stored over night.

How to Save Money on Van Insurance

There are a number of ways you can help reduce the cost of your van insurance policy.

Build up your no claims discount

A van insurance broker will provide you a discount based on the number of years you have driven without making a claim.

Having a healthy no claims bonus will demonstrate that you are a safer van driver.

Increase your voluntary excess

The voluntary excess is how much you’re willing to pay upfront in the event you need to make a claim.

By increasing how much you’re prepared to pay upfront, you can reduce your total policy premium.

You will need to pay the excess in the event of a claim though so ensure you make it total you can definitely afford.

Pay upfront for the year

By paying in full upfront, you will reduce your costs as you will not be having to pay interest.

By paying monthly you effectively have a loan for your insurance, this creates an interest charge that is paid by you.

Avoid driving convictions

A driving conviction will have a very negative impact on the cost of your premium. This will especially be the case if you have something like a drink driver conviction.

A single SP30 is unlikely to have much of an impact but multiple SP convictions will so you should look to avoid them at all costs.

Fit security devices

By having improved security devices on your van such as additional locks, you will further prevent thieves from breaking in.

If your van does not have a tracker, fitting one of these will also have a positive impact as it will allow for better recovery of your van.

Avoid over-insuring

By insuring for more miles than you’re likely to drive or having addons you don’t need, you will cause your premium to increase. For instance, if you are a van courier, you won’t want to have tool cover etc.

Keeping your estimated mileage down as well will also help. Make sure though that you do insure for enough miles.

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