Mistakes you have to avoid with regards to private hire taxi insurance

The decision to start a new job as a private taxi driver can be an exciting time but it’s easy to rush into any new job without thinking of the consequences first. Due to this, there are many mistakes that people can make which should be avoided. Here we look at how to prevent yourself from getting off to a bad start.

Not having a courtesy car

It can always be tempting to avoid anything which might increase your premium. For a regular driver, having a back-up car is important. For a taxi driver, it’s absolutely vital. To have a second car is ideal, but if this isn’t an option, a courtesy car is a must.

This will enable you to stay on the road while your car is out of action and keep earning money. It’s a sensible decision and one which will give you peace of mind should anything happen to your taxi.

Choosing the wrong car

Deciding on which car you’re going to drive is a key question for any taxi driver. You want to be comfortable but there are other considerations you need such as your potential passengers and fuel consumption.

You also need to take insurance costs into mind. Every car will be in a specific insurance group and you ideally want to find one that is cheaper than most. It’s important to bear this in mind before you get a vehicle.

Getting the wrong cover

Many people can rush through their private hire taxi insurance without thinking about the pros and cons of each option. Firstly, you want to make sure that you’re getting the highest level of cover possible to get the maximum protection.

There are also factors like protecting your no claims, which can be a lifesaver if you have many years of clear driving. Also, you shouldn’t dismiss telematics boxes in your car as these can save you money if you’re a responsible driver.

Not getting insurance comparisons

Here at Total Insurance Comparison, we specialise in helping you compare taxi insurance and find you the best deal possible. Contact us today to make sure you get the right taxi insurance for you.