Private Hire Taxi Insurance
Up to 45% cheaper
UK Leading Private Hire Insurance Brokers
Immediate Cover Available
Optional Flexible Payment Plans
0203 876 5047
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Finding Taxi Insurance has never been easier!
We work with UK leading Taxi brokers who have access to the most competitive policies.
UK call centres
Well experienced and knowledgable staff
Personal account handlers
Huge board of insurers
24/7 Claim help lines
What classifies as a Private Hire Taxi?
Private hire taxi Insurance is needed for vehicles that require pre-booked appointments in order to carriage people to their destination. Services such as Uber, and cabs that work from a private taxi base come under this classification. Private hire taxis cannot be flagged down in the street, as you could do with a traditional black-cab style taxi – these types of taxis come under public hire taxi insurance.
What types of cover are available for private hire taxis?
There are typically three base levels of coverage available for you if you have a private hire taxi:
Third party only (TPO): This is the minimum cover required by law. This will cover third party liabilities in the event of an accident.
Third party, fire & theft (TPFT): The cover is the same as TPO but also for fire and theft of your vehicle.
Comprehensive: This provides the same as TPFT but also covers you and your vehicle.
However, our network of brokers can tailor a policy to fit your individual needs at the most competitive prices.
What other optional taxi insurance coverages are there?
Being a taxi driver can lend itself to a multitude of unpredictable events – it’s the nature of the job!
Because of this, it may be wise to consider taking out optional taxi insurance coverages. Some of the options available to you are:
- Motor legal insurance: Motor legal insurance allows you to protect yourself with up to £100,000 of legal motor cover, which includes personal injury cover, the potential recovery of uninsured losses and a guaranteed replacement for your damaged vehicle regardless of whose fault the accident was.
- Taxi breakdown insurance: Breakdowns are as unpredictable as they come, and may hit taxi drivers especially hard seeing as your car is your livelihood. With taxi breakdown insurance, we can get your car up and running as quickly as possible and get you back on the road in no time! If repairs to the car can’t be made at roadside, recovery agents will get you to a local garage to undergo repairs as soon as possible.
- Excess protection: Excess protection simply covers you for excess amounts if you are hit by an uninsured driver, or if you’re at fault for an occurring accident
- Public liability insurance: Liability insurance protects not only yourself, but your passengers and ultimately your business against potential motoring claims and accidents.
Why Choose Us?
Total insurance has undergone years of refinement and client-relations building to fully eliminate the stress of searching for a new policy at the lowest prices. We have built up relations with a vast array of brokers over a multitude of years, meaning that not only can we find you a broker that can tailor a policy to your specific needs, but we can also find a broker that can do it at the most competitive price on the marketplace.
As well as this, our vetting system is extremely straightforward and easy, and our customer care team have decades of experience.
From the moment we pick up the phone, we aim to provide you with a broker that can provide a bespoke policy suited to your needs at the most competitive rates on the marketplace – this whole process takes just 3 minutes.
We are the comparison service that is all about YOU
Our comparison service is free and easy to use.
We store your details safely to speed up the process next year if you call.
We are regulated by the FCA and use a compliance firm to ensure we always do the best by you!
The process to finding a competitive policy was quick and easy.
Staff took the time to listen to what I needed and matched me with the right people, shall use again next year!
Advisors were knowledgable and professional. Nor did I get hounded with phone calls either.