The impact of motor insurance fraud and how to curb the menace

2018-05-17T11:58:52+00:00 May 17th, 2018|

The impact of motor insurance fraud and how to curb the menace Fraud is one of the greatest enemies of the insurance industry, costing providers over £1.5 billion in fraudulent claims and £1 billion in lost premiums. Fraud in insurance can happen in a number of different forms, for example:  • Fraudulent claims where a [...]

Is your courier business future ready?

2018-05-15T15:16:03+00:00 May 15th, 2018|

Is your courier fleet business future ready? April 2018 saw UK high street retailers suffer the biggest drop in sales for 22 years (in fact, since records began). This follows news earlier this year of household names like Toys R Us and Maplin collapsing. And, a number of others such as House of Fraser and [...]

More HGV insurance Money Saving Tips

2018-05-09T18:19:56+00:00 May 9th, 2018|

HGV insurance money saving tips One major expense for HGV fleet operators is the cost of insurance. The bare minimum insurance cover you must have in place for an HGV is third-party insurance. Third-party cover ensures that anyone who is injured or whose property is damaged as a result of the way in which your [...]

How has the gig economy revolutionised courier insurance?

2018-05-08T19:23:34+00:00 May 1st, 2018|

How has the gig economy revolutionised courier insurance? There is little doubt that the offer insurance companies provide to couriers has seen great changes in recent times. This is mainly down to the so-called 'Gig' economy which many couriers are employed in now. This way of working sees couriers picking up work when they can [...]

Pressure to reduce motorway service pump prices

2018-05-01T14:38:35+00:00 May 1st, 2018|

Pressure to reduce motorway service pump prices It’s well known that filling up at a motorway service station is considerably more expensive than filling up your tank elsewhere, so we’re sure that the industry will welcome the news that the Competition and Markets Authority is considering a government request to look into the high prices [...]

The demonisation of diesel

2018-05-01T14:34:59+00:00 May 1st, 2018|

The demonisation of diesel Since the beginning of 2017, the market has seen a decline in the number of new diesel registrations by nearly 25%, according to statistics from the Society of Motor Manufacturers and Traders. Performance-wise, new diesel cars in 2017 emitted around 12% less carbon dioxide into the atmosphere than equivalent models. This, [...]

Intelligent Telematics launches fleet insurance solution

2018-04-23T15:15:52+00:00 April 23rd, 2018|

Intelligent Telematics launches new Fleet Insurance solution News in the fleet insurance sector has seen Intelligent Telematics release an innovative new product. They hope it will not only provide greater immediate access to incidents but also help fleet insurance costs fall. The cutting-edge product is a real game changer for fleet managers who are looking [...]

Securing insurance for workers after a drink driving conviction

2018-04-19T13:18:28+00:00 April 19th, 2018|

Securing insurance for workers after a drink driving conviction Has one of your drivers been convicted of drink driving? Are you worried about securing insurance for a commercial driver with endorsements on their licence? Insurance can be expensive for drivers who have had drink driving convictions in the past, and this is often a barrier [...]

Will self-driving HGVs lead to job losses?

2018-04-17T08:27:03+00:00 April 13th, 2018|

Will self-driving HGVs lead to job losses? Trials for self-driving cars and HGVs have started in the UK, but they have not been without controversy. With multiple fatalities having occurred with self-driving cars in the U.S. it is clear that we are still some way off a complete overhaul. Looking forward, however, it is important [...]

‘Beast from the East’ creates £35 million vehicle insurance bill

2018-04-13T20:53:13+00:00 April 13th, 2018|

'Beast from the East' creates £35 million vehicle insurance bill As we roll into spring, the worst of this year’s winter storms are thankfully behind us – but for many couriers, taxi drivers, HGV operators and others in the logistics trade, the Beast from the East has been a bitter pill to swallow, after many [...]

Shoppers’ demands boost courier firms

2018-04-10T07:50:29+00:00 April 10th, 2018|

Shoppers' demands boost courier firms Whilst many consumers regularly use online shopping, it seems that an increasing number of people are looking for faster delivery times. According to a study carried out by Whistl, almost 1 in 5 want same or next-day delivery services when they’re shopping online. Although consumers in large cities are most [...]

Connected vehicle cameras offer huge savings for insurance claims

2018-04-17T08:32:32+00:00 April 4th, 2018|

Connected vehicle cameras offer huge savings for insurance claims Research from Intelligent Telematics and Plexus Law has revealed that connected vehicle cameras prove remarkably successful at cutting the lifecycle and costs of insurance claims. This is likely to result in substantial cost savings for commercial fleets and possibilities of reductions in the overall cost of [...]

More autonomous features on new vehicles will lead to enhanced road safety

2018-04-17T08:31:43+00:00 April 4th, 2018|

More autonomous features on new vehicles will lead to enhanced road safety Vehicle manufacturers are developing a range of features designed to reduce driving risks and enhance safety. Many of these innovations feature autonomous designs and it's estimated that up to 2,500 lives will be saved by the year 2030 as a result of enhanced [...]

New civil liability bill set to cut fraudulent whiplash and reduce insurance premiums

2018-04-17T08:25:11+00:00 March 28th, 2018|

New civil liability bill set to cut fraudulent whiplash and reduce insurance premiums The UK government has announced it will be introducing new measures in an attempt to cut down on dubious whiplash claims, and in the process reduce car insurance premiums. The plans will see fixed amounts of compensation set for whiplash insurance claims, [...]

Why it’s important to check your Lorry trailer every day

2018-04-17T08:26:20+00:00 March 26th, 2018|

Why it's important to check your Lorry trailer every day It is vital that you check your HGV trailer every day. This is not only to ensure the safety and security of your vehicle, but it is also a requirement of UK law, as in accordance with the DVSA, and with your Lorry insurance policy. [...]

CV Show 2018 sees launch of new interconnected multi-camera system

2018-04-17T08:39:27+00:00 March 20th, 2018|

CV Show 2018 sees launch of new interconnected multi-camera system Intelligent Telematics has announced that Commercial Vehicle Show in April will see the launch of its new 3G multi-camera system that offers complete evidence for use in fleet insurance claims. Perfect launch choice The CV Show is the largest and most comprehensive road transport and [...]

What to Avoid with Fleet Insurance

2018-03-17T15:25:53+00:00 March 17th, 2018|

What to Avoid with Fleet Insurance Fleet Insurance allows you to essentially cover multiple vehicles used within your business under 1 policy. When you purchase all your insurance from 1 provider, it allows greater discounts to be applied to your policy. When you need to insure a larger fleet, your motor fleet policy will always [...]

Everything you need to know about courier van insurance

2018-03-29T14:57:03+00:00 March 16th, 2018|

Everything you need to know about Courier Van Insurance If you run a courier business then there can be a lot of confusion surrounding the needs and legality of having the right type of insurance to cover you, your staff, your vehicle and the goods that you carry. Below we share information about taking out [...]

The self employed courier insurance minefield

2018-03-15T11:16:07+00:00 March 15th, 2018|

The self employed courier insurance minefield If you’re getting started as a courier, and using your own vehicle to transport parcels, you’ve probably struggled to find insurance which covers you during working hours. The phrase you’re probably fed up with hearing is “Hire and Reward”. Essentially, the courier company is hiring your services and rewarding [...]

Gaining and Keeping No Claims Bonus

2018-03-14T20:38:35+00:00 March 14th, 2018|

Gaining and Keeping Traders No Claims Bonus One of the best ways of reducing the cost of your motor trade insurance is to gain and build up your no claims bonus or sometimes referred to as 'no claims discount'. When at the time you compare motor trade insurance, a good broker will be able to [...]

Everything you need to know about motor trade insurance

2018-04-17T08:26:47+00:00 March 9th, 2018|

Everything you need to know about motor trade insurance Motor trade insurance was created to protect a variety of motor trade businesses against risks associated with driving vehicles owned by the business on the road. The types of business using this kind of insurance range from second-hand or new car dealerships through to motor mechanics [...]

What to look for when taking out courier insurance

2018-03-07T09:42:46+00:00 March 7th, 2018|

What to look for when taking out courier insurance If you are setting up in business as a courier then arranging courier insurance is vital. You may even be working for an employer who expects you to sort this out yourself. Whatever the reasons you are needing to take out courier insurance, knowing what to [...]

Electric trucks are coming

2018-03-02T09:22:40+00:00 March 2nd, 2018|

Electric trucks are coming Two recent announcements leave us in no doubt that electric trucks will be a feature of the road transport sector very soon. Mercedes-Benz has announced that it is putting 18 and 25-tonne lorries in the hands of transport operators to give them real-life testing. Renault has announced that it will launch [...]

Top ways to save money on your Private Hire Taxi Insurance costs

2018-03-02T09:13:27+00:00 March 2nd, 2018|

Top ways to save money on your Private Hire Taxi Insurance costs If you drive a taxi for a living then you naturally need to have insurance in place to legally do so. For many taxi drivers this can be a costly necessity as private hire taxi insurance costs can often be quite high. If [...]

How HGV drivers should deal with a collision

2018-02-22T17:30:21+00:00 February 22nd, 2018|

How HGV drivers should deal with a collision As a professional driver, people will often look to you after an incident to know what to do so it is important that you know how to handle such a situation with confidence. Even the most careful of drivers can have an accident, which is why you [...]

3 ways to reduce your fleet insurance costs

2018-02-22T17:25:03+00:00 February 22nd, 2018|

3 ways to reduce your fleet insurance costs If you are responsible for your company's fleet of cars then you will be well aware of how much the insurance premiums come to every year. Luckily, there is scope for fleet managers to look at reducing their fleet insurance costs when the time comes to renew [...]

Matrix Telematics releases details on new dashcam

2018-03-02T09:51:26+00:00 February 16th, 2018|

Matrix Telematics Releases Details on New Dashcam for Courier Fleets In recent news that is sure to impact on those who need fleet insurance, Matrix Telematics have announced details of their new dashcam. Fleet managers at all businesses know the value that dashcams have, both in terms of evidence to support a claim and also [...]

Dash cams prevent ‘crash for cash’ scams

2018-03-14T11:07:20+00:00 February 13th, 2018|

Dash cams prevent 'crash for cash' scams Latest figures are making it very compelling to ensure all vehicles in a fleet are fitted with advanced camera solutions, especially for a decision maker who’s thinking about the cost of fleet insurance. Why? Well, according to the Insurance Fraud Bureau, ‘crash for cash’ criminal scams are costing [...]

Vandalism is costing British drivers billions

2018-02-07T09:11:03+00:00 February 7th, 2018|

Vandalism is costing British drivers billions According to latest figures unearthed following a Freedom of Information (FoI) request, vandalism to vehicles is more than a mere inconvenience; it's a billion-pound-a-year problem. The released information revealed that vandalism to vehicles during 2017 cost approximately £1.9 billion, and there are no indications as of yet that this [...]

Vehicle break-ins on the rise, research finds

2018-04-17T08:18:39+00:00 January 31st, 2018|

Vehicle break-ins on the rise, research finds When managing a fleet, there are any number of things to consider to ensure that everything runs smoothly at all times. Whether it be using the right lubricants to help aid efficiency, or acquiring tools to reduce harmful emissions, the task of looking after vehicles to ensure they [...]

Dedicated telematics technology set to drive fleet insurance costs down

2018-04-17T08:38:45+00:00 January 25th, 2018|

Dedicated telematics technology set to drive fleet insurance costs down While many professional couriers, delivery drivers and taxi operators have made good use of dashcam recording technology to protect themselves from bogus third-party claims for many years, 2018 is set to see the first of many fleet insurance underwriters implementing a dedicated combination of telematics [...]

ODO: a new fleet management system for small to mid sized businesses

2018-04-29T12:16:15+00:00 January 25th, 2018|

ODO: a new fleet management system for small to mid sized businesses Fleet managers will welcome the opportunity to check out a new software and fleet insights service available on the Drive platform. ODO is a new fleet management system from Drive Software Solutions Ltd that's specifically aimed at small and medium sized businesses. The [...]

How to get the right HGV Insurance for your Truck

2018-01-25T13:18:32+00:00 January 25th, 2018|

How to get the right HGV Insurance for your Truck If you are a self-employed truck driver, or just responsible for sorting your own lorry insurance, it can be assumed that you either way, you won’t have a great deal of time on your hands to sort out your insurance. As such, we have put [...]

Driver retraining numbers go through the roof

2018-02-05T21:01:11+00:00 January 18th, 2018|

Driver retraining numbers go through the roof The RAC has reported that the number of drivers sent on offender retraining courses by police forces has reached a record level. As commercial drivers will know, the retraining courses are sometimes offered as an alternative to points and fines for some traffic infringements and have proved a [...]

How to stop your fleet insurance skyrocketing

2018-01-15T16:47:57+00:00 January 15th, 2018|

How to stop your Fleet Insurance skyrocketing Getting fully comprehensive insurance for your fleet can be a costly expense. Whether it is HGV insurance, courier insurance or taxi insurance, you have to keep the costs at a realistic and manageable level. Here we will look at how that can be achieved. The drivers This is [...]

Is it time to move away from diesel?

2018-01-15T16:45:31+00:00 January 15th, 2018|

Is it time to move away from diesel? The demonization of diesel is a hot topic in the news and as such diesel vehicles are likely to attract some negative legislation in the coming years. Despite being promoted and incentivised, new data and the illegal practices of certain vehicle manufacturers has turned the tide against [...]

How to save money on Motor Trade Insurance

2018-01-15T13:52:12+00:00 January 15th, 2018|

How to save money on Motor Trade Insurance If you are looking to save money on your motor trade insurance, read our guide below. It contains the quickest and most popular ways to save money on your traders insurance cover. Money saving Tip #1 Limit the amount of drivers. If you can limit the [...]

How to Save Money on Fleet Insurance

2018-01-15T11:07:24+00:00 January 15th, 2018|

How to save money on Fleet Insurance For those seeking to purchase fleet insurance, we have come up with a few tips and tricks to help you get the best deal possible. There are numerous things to consider, and although most of them are common sense, it doesn’t hurt ensuring you have all your [...]

How to Save Money on Driving Instructor Insurance

2018-01-15T11:07:16+00:00 January 15th, 2018|

How to save money on Driving Instructor Insurance If you are looking to save money on your driving school insurance, read our guide below. It contains the quickest and most popular ways to save money on your instructor insurance cover. Money saving tip #1 Invest in a new car if your one has seen [...]

How to Save Money on Drink Driver / Convicted Insurance

2018-01-15T14:19:44+00:00 January 15th, 2018|

How to Save Money on Drink Driver Insurance We understand that having a DR10 conviction on your licence may cause some problems when reapplying for your car insurance. Unfortunately, in most circumstances a DR10 conviction will cause your premium to increase and may even cause insurers to avoid you altogether. Fortunately, here at Total [...]

How to Save Money On Courier Insurance

2018-03-29T14:59:26+00:00 January 15th, 2018|

How to save money on Courier Insurance If you are looking to save money on your courier insurance, read our guide below. It contains the quickest and most popular ways to save money on your insurance cover. Money saving Tip #1 Invest in a new van. Newer van (or vehicles in general) attract better [...]

Taxi and bus drivers best in drink driving statistics

2018-01-15T16:38:36+00:00 January 9th, 2018|

Taxi and bus drivers best in drink driving statistics Professional bus and taxi drivers have performed the best in a study into the professions with the lowest rate of drink and drug driving convictions, according to a report by MoneySuperMarket. While the lowest rate of conviction is to be found among police civilian staff, who [...]

Are electric vehicles money-savers for taxi drivers and couriers?

2018-04-17T08:10:49+00:00 January 3rd, 2018|

Are electric vehicles money-savers for taxi drivers and couriers? Taxi drivers and local van couriers have been among the most enthusiastic adopters of electric and hybrid vehicles as they bring significant lower costs per mile. New models will spread those benefits to more commercial vehicle users. Although getting the best value for money for taxi [...]

Could you inadvertently invalidate your fleet insurance?

2018-01-15T16:32:11+00:00 December 31st, 2017|

Could you inadvertently invalidate your fleet insurance? Let’s be honest. One of the best reasons to use Total Insurance to compare quotes online is that it saves time. And for many business people, getting their commercial insurance sorted as quickly and seamlessly as possible means more time to concentrate on making money. However, no matter [...]

Insurance industry calls on businesses to improve road safety policies

2018-01-15T15:21:01+00:00 December 31st, 2017|

Insurance industry calls on businesses to improve road safety policies As the recent winter weather conditions left many employees in need of recovery because of the hazardous weather conditions, fleet insurance companies are calling on businesses to improve road safety policies. To reduce claims and protect employees it is essential that businesses have an effective [...]

Waymo paves the way for self-driving taxi service

2017-12-29T20:26:30+00:00 December 29th, 2017|

Waymo paves the way for self-driving taxi service The announcement by autonomous car developer Waymo that they plan to introduce a taxi fleet of self-driving taxis in the US soon was initially beset by one major problem: what would the company do about insurance for the self-driving taxis ferrying customers around? Naturally, getting the correct [...]

Uber announces new courier insurance plans

2017-12-19T10:12:52+00:00 December 19th, 2017|

Uber announces new courier insurance plans Breaking news in the world of courier insurance revolves around Uber. The global tech transportation company has revealed that independent couriers working for Uber Eats will be able to access free insurance cover in nine European countries. This free insurance package will be available to any independent couriers with [...]

Do dash cams bring fleet insurance premiums down?

2017-12-14T17:05:44+00:00 December 14th, 2017|

Do dash cams bring fleet insurance premiums down? Sales of dash cams have doubled in the last 12 months. There have been various headlines about drivers slashing 20% from motor insurance costs by having one installed. Not surprisingly then, organisations requiring fleet insurance or even those running courier services, could be excused for getting excited. [...]

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