Whether you are a seasoned motorist, driving instructor or first time buyer, negotiating a decent deal on your car insurance can be a stressful experience. Luckily, there are a few simple steps you can follow to cut down on costs and find the best possible deal.
A proven way of slashing your premium costs is to beef up your car’s security. Car crime accounts for over 10% of all recorded crime in the UK, forcing nearly 500,000 motorists to cover the costs of damages every year.
On top of the stress and anxiety caused by becoming a victim of car theft or vandalism, you are at risk of losing your no-claims bonus and paying for any excess. Now, you don’t have to turn your family sedan into a rolling fortress to stay safe, but taking steps to improve the security of your vehicle will give you a little extra peace of mind and put you in your insurance provider’s good books.
The following steps offer simple, cost-effective ways to reduce your chances of becoming a target of car crime:
Think about where you park
If you have access to a garage, you should use this to keep your precious car under lock and key when night falls, or when you are away from home for an extended period. Sadly, not everyone has a garage handy, so parking your car in a spot you can keep a regular eye on, outside your home, in the driveway, is recommended.
Lights, camera, action!
Installing a motion detector that floods your driveway with light whenever someone approaches your car is also an option, as is positioning a camera that covers the area.
One of the best way to stop a criminal absconding with your vehicle is by fitting it with an immobiliser. These handy gadgets work in a variety of ways, with some locking down the ignition and others putting the brakes on your fuel pump. Statistics reveal that installing an immobiliser is the best way to convince insurers to slash the cost of your premium; just make sure you have it fitted by a card carrying member of the Vehicle Systems Installation Board (VSIB).
The above tips can also help bring down your compare traders insurance.