HGV Insurance

  • Up to 60% CHEAPER

  • Flexible Payment Plans including Direct Debit

  • ALL Weight HGV’s covered!

  • Instant & European Cover Available

0203 876 5046

Compare HGV Insurance Online

Finding your HGV Insurance has never been easier!

Your policy found through us will have been compared against multiple Expert HGV Insurance brokers before you buy it. This ensures you really are getting the best rate possible!

  • Competitive policies

  • UK call centres

  • Well experienced and knowledgable staff

  • Personal account handlers

  • Huge board of insurers

  • 24/7 Claim help lines

Speak to our UK Advisors

0203 876 5046

Mon – Fri 9am – 5:30pm
Free from most mobiles and landlines.

cheap hgv insurance

Why use Total Insurance?

The brokers we use have years of insuring HGV drivers and haulage firms. They constantly work to bring down the cost of your HGV Cover by negotiating with their extensive board of insurers.

Your policy can feature:

  • Policy discounts
  • Flexible payment plans – subject to insurer
  • Combined policies
  • Immediate cover available
  • Breakdown cover in the UK and Europe
  • Attached or Detached trailers can be included
  • Costs of defending an action under the Corporate Manslaughter and Corporate Homicide Act 2007 may be included
  • HGV fleet insurance
  • commercial hgv
  • goods in transit
  • employers and public liability cover
  • personal accident and sickness cover

Why Choose Total HGV Insurance Comparison?

  • Specialist HGV brokers
  • Extremely quick at quoting AND can cover you instantly.
  • Fast documentation.
  • UK call centre with well trained advisors
  • Flexible payment plans

Looking for the cheapest cover available?

You have come to the right place. We work with some of the best lorry insurance brokers available covering all sorts of haulier.

What is a HGV Truck Insurance policy?

A HGV Insurance policy is designed to cover those who work with lorries or within the haulage industry in general. The policy generally has multiple sections to it. The polices often offered are for hauliers with 1 to 15 lorries ranging from all types and sizes.

What is included with my Lorry Insurance?

Lorry insurance policies have multiple sections helping better cover your business through a better break down of policy sections. HGV Insurance is complex so it is crucial it’s done correct.

What cover should I buy?

This is completely up to you. Some sections of cover, such as truck insurance and employers liability insurance are required by law. Other sections are optional, it comes down to your business needs and personal attitude to risk. The Lorry Insurance broker will be able to help you through the decision making process.

I have a lorry heavier than 44T. Can you still insure me?
Yes, regardless of how heavy your lorry is, we will be able to find you a hgv broker that covers that and more.

Can you cover hazardous materials and locations?
This is a tricky one as it depends on how hazardous the product or location is. Hauling cleaning chemicals would be fine to cover but hauling nuclear waste is extremely different yet both are classed as hazardous. Our brokers can cover 90% of hauliers.

Do I need employers liability insurance?
Yes. Employers liability cover was made mandatory in the UK by the Employer’s Liability Compulsory Insurance Act 1969.

I’m starting a new haulage company – will I be able to get a cheap hgv insurance quote?

Yes. Although your quote won’t be as cheap as someone who has been driving for 10 years with a claim free record, with the right circumstances (such as employing reliable safe drivers) our brokers will be able to offer you a competitive premium.

Do you offer discounts for the use of Forward Facing Cameras and trackers?
This depends on your insurer but typically yes. Installing risk management tools such as cameras and trackers can have a positive impact on a drivers driving style. It also helps monitor a vehicle and where it goes as well as quickly and efficiently solve incidents should they occur.

Saving Money on my Lorry Insurance

Everyone wants to save money on their insurance. It is often the burden everyone hates to pay but is actually, potentially the only thing saving your business when things go wrong. We have wrote a quick handy guide on How to Save Money on HGV Insurance but the best way is ultimately to ask your advisor.

We recommend that in order for us to help you best, have all your policy documents ready, or, if you are a new venture, have all relevant financial details available for yourself including any proof of No Claims Bonus on another policy (it may be transferrable).

The best ways to save on your HGV Insurance though are to:

  • Limit the amount of drivers
  • Don’t insure more mileage that you will not do
  • Do everything you can to keep your No Claims Bonus and prove your ability to drive
  • Get your operators licence if you don’t already have one
  • Fitter a tracker to the vehicle
  • Fit a dash cam to the vehicle
lorry insurance brokers

We are the comparison service that is all about YOU

  • Our comparison service is free and easy to use.

  • We store your details safely to speed up the process next year if you call.

  • We are regulated by the FCA and use a compliance firm to ensure we always do the best by you!

The process to finding a competitive policy was quick and easy.

Staff took the time to listen to what I needed and matched me with the right people, shall use again next year!

Advisors were knowledgable and professional. Nor did I get hounded with phone calls either.