What is DR10 Insurance?
DR10 Insurance is an insurance policy for a vehicle where the person insuring the vehicle has been caught drink driving and therefore has a DR10 Conviction Code on their drivers licence.
Getting Insurance with a DR10 Code
Not all drivers with a DR10 Conviction codes are bad drivers and quite often a DR Conviction code is the result of an innocent mistake.
In the eyes of the law, driving or attempting to drive whilst under the influence of alcohol is illegal, however, drink driving insurance companies are more understanding.
We work with insurance brokers who will take all this into account when it comes to you getting your drivers licence back and wanting a car insurance quote.
It is fair to say that DR10 Insurance is going to cost more than your usual car insurance policy. Statistically, those with convictions are more likely to be involved in an accident and as a consequence, more likely to claim on their insurance. That said, not all those with a DR conviction are bad drivers.
The final cost of your policy however will be determined by your age, other driving factors such as other convictions or endorsements as well as crashes or claims in the last 5 years. At Total Insurance Comparison, we help you compare Drink Driving Insurance Brokers to help you find a Cheap DR Car Insurance Policy.
It is quite possible to help reduce the risk of DR10 Insurance by going on rehabilitation courses. These are seen as taking reasonable steps to become a better driver and are favourable by most insurers. Many brokers will offer a discount on DR10 insurance where a rehabilitation course has been completed.
Quite often, a DR conviction is the result of an innocent mistake. Many people only require to have 1 drink and be over the limit where their body reacts differently to others.
Taking this into account and assuming you are not a persistent drink driver. Along with having maintained a relatively claim free policy with no other motoring convictions, it is still very possible for you to get a cheap DR10 policy.
If you have a DR30 conviction however, it may be a little harder for you to obtain a cheap policy as a DR30 conviction means you refused to give a sample.
Insurance premiums will go up slightly for those with a DR30 conviction code. A drink driver with a dr30 conviction will have failed to provide a specimen for analysis and as such indicates the likely hood of you knowingly driving whilst under the influence of alcohol.
Your driving ban is also likely to have been increased meaning you were off the roads longer. Finding insurers who will provide an insurance quote for this conviction code is a little more difficult but we are still able to help.
Why use Total Insurance?
We have good understanding of drink driver insurance and work with leading UK dr insurance brokers to bring you competitive rates.
Regardless of whether you require drink or drug driver car insurance, we will be able to help.
The broker we connect you with will be authorised and regulated by the financial conduct authority to ensure you are looked after in the best possible way.