What is Convicted Driver Insurance?
Car Insurance for Convicted Drivers is a specialist form of policy that takes into account the needs of drivers who have driving convictions, criminal convictions or a number of points on their licence.
Polices are tailorable much like standard car insurance.
We work with the leading UK brokers for convicted insurance so that we can help find you a compare convicted driver insurance.
Van Insurance for Drivers with Convictions
We can help you find and compare convicted van insurance quickly and easily. Simply give us a call or apply online and one of our dedicated team members will start finding you the most appropriate brokers instantly.
Has your Licence got points on?
Many drivers on the roads have points on their licence so it is not uncommon. However, if you have a lot of points then finding competitive insurance can be quite tricky. Don’t panic though, our agents combined with the brokers we work with have decades of experience in helping people like you with their insurance policy.
They will be sympathetic, understanding and more than happy help you with finding a competitive policy.
Cheap Convicted Driver Insurance
Although many insurers or brokers will drastically increase the cost of their premiums for those with convictions, we have found companies that won’t do that and will offer you a fair and competitive price.
If you have maintained a relatively claim free policy, it may still be possible to find you cheap convicted driver insurance.
Can we find insurance for banned or disqualified drivers?
Although it is not possible to get a quote whilst actively serving a ban or driving disqualification, it is perfectly possible for us to find you a policy or quote once the ban or disqualification is spent. The moment you gain your licence back, we can start the process of finding you convicted driver’s insurance!
Who can we find cover for?
We can help find anyone an insurance quote that has some form of conviction.
Working with specialist insurers and insurance companies, we are able to find policies for those who have been disqualified from driving, found driving without insurance, caught drink driving, found to be dangerous driving or anyone with a number of motoring convictions.
UK Conviction Codes
Below is a list of UK convictions codes that can be enforced on your by either the polices or the law courts.
Minor Conviction Codes
Minor convictions are those handed generally by the police and involve codes like SP30 for speeding etc.
– IN10: Using a vehicle that was uninsured
– LC10: Driving without a licence
– LC20: Driving while underage. Driving other than in accordance
– LC30: Driving after making a false declaration about fitness
– LC40: Driving a vehicle having failed to notify a disability
– LC50: Driving after a licence has been revoked or refused medical
– MS10: Leaving a vehicle in a dangerous position
– MS20: Unlawful pillion riding
– MS30: Play street offences
– MS40: Driving with uncorrected poor eyesight (such as not wearing glasses when they are essential to driving) or refusing the test
– MS50: Motor racing on the highway (racing on any road, not just motorways)
– MS60: Offences not covered by other codes
– MS70: Driving with uncorrected defective eyesight
– MS80: Refusing to submit to an eyesight test
– MS90: Failure to give information as to the identity of driver etc.
– NE99: Non-endorsable criminal Act
– MW10: Contravention of Special Roads Regulations
– PC10: Undefined Contravention of a Pedestrian Crossing Regulation
– PC20: Contravention of Pedestrian Crossing Regulations – moving vehicles
– PC30: Contravention of Pedestrian Crossing Regulations – stationary vehicles
– PL10: Driving without ‘L’ plates when learning to drive
– PL20: Not accompanied by a qualified person whilst learning to drive
– PL30: Carrying a person not qualified whilst learning to drive
– PL40: Drawing an unauthorised trailer
– PL50: Undefined failure to comply with conditions of Provisional
– S 19: Disqualification (“totting-up” procedure) for to many points
– S 35: Disqualification (“totting-up” procedure) for excessive points
– SP10: Exceeding goods vehicle speed limits
– SP20: Exceeding speed limit for the type of vehicle
– SP30: Exceeding statutory speed limit on a public road
– SP40: Exceeding passenger vehicle speed limit
– SP50: Exceeding speed limit on a motorway
– SP60: Undefined speed limit offence
– TS10: Failing to comply with traffic light signals
– TS20: Failing to comply with double white lines
– TS30: Failing to comply with a ‘Stop’ sign
– TS40: Failing to comply with the direction of a constable or warden
– TS50: Failing to comply with traffic sign
– TS60: Failing to comply with a school crossing patrol sign
– TS70: Undefined failure to comply with a traffic direction or sign
– XX99: To signify a disqualification under “totting-up” procedure.
Major Conviction Codes
Below are a list of more major conviction codes and will generally be handed to you by the court after a court case.
– AC10 Failing to stop and/or give particulars after being involved in or witnessing an accident
– AC20 Failing to give particulars or report the accident within 24 hrs
– AC30 Various & multiple undefined accident offences
– BA10 Driving while disqualification by order of the court
– BA20 Driving while disqualified as underage
– BA30 Attempting to drive while disqualified by order of the court
– CD10 Driving without due care and attention
– CD20 Driving without reasonable consideration for other road users
– CD30 Driving without due care and attention or without reasonable consideration
– CD40 Causing death – careless driving through drinking
– CD50 Causing death – careless driving through taking drugs
– CD60 Causing death – careless driving through alcohol and being over the limit
– CD70 Causing death – careless driving – failing to supply a breath, urine or blood specimen
– CU10 Using a vehicle with defective brakes
– CU20 Using a vehicle with parts or accessories in a dangerous condition
– CU30 Using a vehicle with defective tyres
– CU40 Using a vehicle with defective steering
– CU50 Causing or likely to danger because of load or passengers
– CU60 Undefined failure to comply with Construction and Use Regulations
– DD10 Driving in a dangerous manner
– DD20 Driving at a dangerous speed
– DD30 Reckless driving
– DD40 Dangerous driving
– DD50 Causing death by dangerous driving
– DD60 Manslaughter or culpable homicide while driving a vehicle
– DD70 Causing death by reckless driving
– DD80 Causing death by dangerous driving
– DR10 Driving or attempting to drive with alcohol above the limit
– DR20 Driving or attempting to drive while unfit through drink/drugs
– DR30 Driving or attempting to drive/refusing or failing to supply a specimen
– DR40 In charge of a vehicle while alcohol level above limit
– DR50 In charge of a vehicle while unfit through drink or drugs
– DR60 Failure to provide a specimen for analysis other than driving
– DR70 Failure to provide a specimen for breath test
– DR80 Failure or attempting to drive when unfit through drugs
– DR90 In charge of a vehicle when unfit through drugs
– TT99 To signify a disqualification under “totting-up” procedure
– UT10 Taking and driving away without consent or attempt thereat
– UT20 Stealing or attempting to steal a vehicle
– UT30 Going equipped for stealing or taking a vehicle
– UT40 Taking/driving/be carried in a vehicle without consent
– UT50 Aggravated taking of a vehicle