Category: Courier Industry News

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Delivering Parcels using your car could invalidate your Insurance!

Many people turn to delivering parcels using their own car as a means to generate some extra cash often overlooking the change of use associated with the car.

When a vehicle is used for financial gain, the use of the vehicle is then classed as ‘commercial’ of which most car insurance providers do not cover for.

If car insurance companies find out that you had an accident whilst using your car for commercial gain, they can refuse to pay out or even cancel your insurance.

Those who are using their vehicle for commercial reasons generally have a greater chance of having an accident due to increased road use.

Can drivers be fined?

In short, the answer is, Yes. If you are caught using your vehicle for use commercial use of any kind and do not have the relevant insurance in place, then you can be fined £300 by the police.

It is possible that you could also have 6 penalty points applied to your license.

What insurance should you get?

If you intend to use your vehicle for commercial reasons, then you need to obtain a proper courier insurance policy. If the vehicle you use is a van, then a van courier policy would a more suitable option.

By utilising one of these policies, you will be protected against a greater amount of risks such as damage to the goods you carry, the vehicle and loss of earnings.

Courier vehicles are also a higher target for thieves due to the value of goods they carry. If you do not have some for of courier or hire and reward policy in place, then any goods stolen will have to be replaced by you directly.

Operating as a courier delivering parcels on the side can be very rewarding. It is however essential that you have correct and proper cover in place. Failure to do so could quite easily see you ending up worst off than compared to what you started with.

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Is your courier business future ready?

April 2018 saw UK high street retailers suffer the biggest drop in sales for 22 years (in fact, since records began). This follows news earlier this year of household names like Toys R Us and Maplin collapsing. And, a number of others such as House of Fraser and New Look searching for agreements to reduce rent costs and close their shops.

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How has the gig economy revolutionised courier insurance?

There is little doubt that the offer insurance companies provide to couriers has seen great changes in recent times. This is mainly down to the so-called ‘Gig’ economy which many couriers are employed in now. This way of working sees couriers picking up work when they can and often using their own vehicles to complete it. Compared to a salaried employee using a company vehicle to deliver goods, this is quite a change.

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Shoppers’ demands boost courier firms

Whilst many consumers regularly use online shopping, it seems that an increasing number of people are looking for faster delivery times. According to a study carried out by Whistl, almost 1 in 5 want same or next-day delivery services when they’re shopping online. Although consumers in large cities are most keen to take advantage of fast shipping services, the delivery management firm has reported an overall increase in the demand for quick deliveries.

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The self employed courier insurance minefield

If you’re getting started as a courier, and using your own vehicle to transport parcels, you’ve probably struggled to find insurance which covers you during working hours. The phrase you’re probably fed up with hearing is “Hire and Reward”. Essentially, the courier company is hiring your services and rewarding you for them. Don’t confuse this with haulage insurance, which is really only intended for long distance transport companies who don’t make multiple stops en route.

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What to look for when taking out courier insurance

If you are setting up in business as a courier then arranging courier insurance is vital. You may even be working for an employer who expects you to sort this out yourself. Whatever the reasons you are needing to take out courier insurance, knowing what to look out for is key. As with any other form of trade that operates on the nation’s roads, you need to have the correct cover in place for full protection when working. But what should your courier insurance cover?

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Uber announces new courier insurance plans

Breaking news in the world of courier insurance revolves around Uber. The global tech transportation company has revealed that independent couriers working for Uber Eats will be able to access free insurance cover in nine European countries. This free insurance package will be available to any independent couriers with an active Uber account in the European markets covered. In what is a massive gift to its couriers, the cheap courier insurance package will be totally free to take up for eligible couriers.

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Do dash cams bring fleet insurance premiums down?

Sales of dash cams have doubled in the last 12 months. There have been various headlines about drivers slashing 20% from motor insurance costs by having one installed. Not surprisingly then, organisations requiring fleet insurance or even those running courier services, could be excused for getting excited.

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Why claiming on your insurance is a bad idea

Living in a faster paced society, and commonly having to work harder for our money than we did 10 years ago. Many people look at their insurance as a quick way to make some money when the smallest of accidents happen.

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Mayor of London unveils new proposals for London Road Charges

The Freight Transport Association (FTA) stated that the new road charge proposals announced by the Mayor of London could prove to have a positive impact for freight operators. The scheme is said to measure road charge rates based on several different factors, including the distance travelled by a vehicle, and the vehicles emissions.

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How Will London’s Toxicity Charge Affect the Courier Industry?

There has always been the mumbling of environmental and ecological concern surrounding the growing courier industry. With such a vast network of vehicles almost always active, technological advancements are trying to steer us towards the use of more environmentally friendly vehicles, and away from older models that have higher levels of emissions.

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Knowledge Is Power – Know Your Courier Insurance

If you have been a courier already, then you may be well aware of the insurance requirements that come along with the business. If you are looking to venture into the industry than this may be your first time reading up on how courier insurance works. In that case this article could help inform you on how couriers insurance works, and furthermore how you can save on your courier premium.

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Could you courier for cash this Christmas?

As online shopping grows in popularity, the influx of parcels on the postal service over the festive season gets bigger year on year. For many retailers, the solution has been to contract the services of a courier company, and that means that there are plenty of couriering jobs available over the Christmas season.

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Why new couriers shouldn’t overlook the need for insurance

For those who strive for independence in the workplace, courier work is often an attractive option. Couriers go motoring around the country’s streets and motorways, through the sun and rain, day and night. It can be a rewarding profession, both financially and personally, but as with many other self-employed positions, you should take heed of the associated costs, and added responsibilities of being your own boss.

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