After receiving a driving ban in relation to a drink driving (or drug driving) offence, you may find that finding an insurance broker becomes extremely difficult and the online aggregators won’t offer you any policies OR they are extremely expensive.Continue reading
A simple mistake is putting many drivers at risk of having their car impounded along with an unlimited fine and a driving ban.Continue reading
Admiral Insurance recently carried out a survey of it’s customer base and analysed the most common type of motoring conviction. The survey was carried out on drivers who notified them of a conviction between September 2017 and August 2018.
Unsurprisingly, speeding offences made up for 3 of the top 5 convictions with using a mobile and not obeying traffic signals also ranking highly.
Top 10 Driving Conviction
|1||SP30||Exceeding the statutory speed limit on a public road|
|2||SP50||Exceeding speed limit on a motorway|
|3||TS10||Failing to comply with traffic light signals|
|4||SP10||Exceeding goods vehicle speed limits|
|5||CU80||Using a mobile phone whilst driving a motor vehicle|
|6||IN10||Using a vehicle uninsured|
|7||DR10||Driving or attempting to drive with alcohol level above limit|
|8||SP20||Exceeding speed limit for type of vehicle (excluding goods or passenger vehicles)|
|9||CD10||Driving without due care and attention|
|10||SP40||Exceeding passenger vehicle speed limit|
As part of the survey, Admiral also looked at other elements such as who was likely to have what type of conviction based on age and occupation.
Speeding offences being the most common resulted in the following findings.
|Rank||Occupation (2018)||Occupation (2017)|
|2||Offshore rig worker||Restaurant owner|
|3||Creative director||Construction engineer|
|4||Professional sports coach/trainer||Offshore rig worker|
|6||Blind fitter||Medical consultant|
|7||Professional footballer||Higher executive officer|
|8||Construction engineer||Sales engineer|
|Rank||Make & Model|
|4||Aston Martin Vantage|
|5||Mini John Cooper|
|9||Aston Martin DB9|
If you have found yourself in trouble with a conviction, make sure you get in touch as we can help you find convicted insurance. We are particularly good in finding people drink driving insurance so don’t stress, just get in touch.
Police in the UK carried out a heavy crackdown on uninsured drivers through 2017 seizing a total of 142,000 cars. Included within that total were a number of luxury vehicles including Rolls-Royca, Ferraris, Maseratis, BMW’s, Porsches, and Lamborghinis.
It is reported by the Motor Insurers Bureau that about 40% of seized vehicles are crushed! Vehicles carrying a higher value are sold at auction where money is used towards police budgets. Crushing cars of uninsured drivers has been common practice since 2005 in which police have seized a total of 1.7 Million Cars.
Who are big time culprits?
Research suggests that uninsured drivers often drive expensive cars such as top of the range BMW’s where out of the 142,000 cars seized, 3558 were BMW’s which is nearly 10 a day!
There were also 2982 Audis, 36 Porsche, 12 Bentleys, 4 Lamborghinis, 4 Ferraris, 3 Maseratis, 3 Jaguars and a Rolls-Royce.
How to get your Vehicle back if it is impounded
Retrieving your vehicle can be expensive but if you vehicle is worth a good sum of money, then retrieving it is a wise option.
Drivers will require an impounded car insurance, proof of ownership, valid drivers licence and proof of identity. All these will be required at the impound.
To pay there will be a fixed penalty (often around £300). A release fee (usually £150) and a daily storage fee typically starting at £40 a day.
Cars worth less than £1000 are often not worth saving from the crusher and better off paying your fine and starting again but properly!
According to government statistics, the amount of people being prosecuted for motoring offences fell 0.4% between 2016 and 2017, which is good news for the UK’s drivers.Continue reading
If you have had your car seized under a S165A Traffic Act where an officer had reasonable grounds to suspect the car was uninsured or not being driven in accordance with your driving licence, then there are a few steps you need to take to gain it back.Continue reading
Has one of your drivers been convicted of drink driving? Are you worried about securing insurance for a commercial driver with endorsements on their licence? Insurance can be expensive for drivers who have had drink driving convictions in the past, and this is often a barrier to employment. You don’t want to pay over the odds to insure a driver, especially when they represent a higher risk than other drivers within your company.Continue reading
The RAC has reported that the number of drivers sent on offender retraining courses by police forces has reached a record level.Continue reading
Getting insurance if you have any kind of criminal conviction can be difficult and expensive. Some insurers will refuse even people with minor convictions unrelated to their driving, but the good news is that there are specialist insurers out there who can help with affordable convicted insurance if you are turned away by a conventional provider.Continue reading